COOPRATINGS.COM TERMS OF SERVICE

This is the official Terms of Use Agreement for www.coopratings.com a company owned by The Ennovus Group, LLC. The terms and conditions regarding your use of this website are a legally binding agreement between you and the Company that owns this website.

REGISTRATION, IDENTITY AND PRIVACY
We require each user to have a unique user name and password combination in order to access and use certain features or functions of the website. Your name and email are recorded for liability purposes and will not be released to any third party. You accept that your username and password are your own and are legally responsible for any actions performed under you login. Do not share your login credentials with any other person. If your account has been inappropriately accessed, it is your responsibility to alert CoopRatings.com administrators immediately.

CHANGES TO WEBSITE
We reserve the right, at any time and from time to time, for any reason in our sole discretion, to change the website content, ratings, functionality, features and terms of this agreement. If any changes are made that affect the terms of this agreement, we will post or display notices of material changes to this webpage.

OWNERSHIP OF INTELLECTUAL PROPERTY
The contents of this website including all website  functionality, text, images, photographs, illustrations, audio and video, database and proprietary information and otherwise legally protectable elements of the website are the property of The Ennovus Group, LLC. Once submitted, all Coop Ratings are the property of CoopRatings.com and it’s parent company The Ennovus Group, LLC. The website and it’s parent are authorized to use submitted reviews at their discretion for the purposes of furthering CoopRatings.com. You cannot not borrow, change, or otherwise use any content on this website unless specifically authorized with permission from the company or it’s Parent.

RULES OF CONDUCT
Your use of the website is subject to all applicable local, state, national laws and regulations. You cannot use, or allow others to use the website, or knowingly allow use of this website by others, in any manner that attempts to, or is likely to:

a. Be false, defamatory, vulgar or obscene, sexually explicit or suggestive, racially, culturally, or ethnically offensive, harmful, harassing, intimidating, threatening, hateful, objectionable, discriminatory, or abusive, or which may or may appear to impersonate anyone else.
b. affect us adversely or reflect negatively on us, the website, our goodwill, name or reputation or cause distress or to us or anyone else, or discourage any person, firm or enterprise from using all or any portion, features or functions of the website.
c. be used for commercial or business purposes where by profit is generated, including , advertising, marketing or offering additional goods and services. This includes linking to sites external to www.coopratings.com. Reviews are for noncommercial purposes only and you may not post a rating in any manner which does or is intended to promote or generate revenue for any business enterprise or commercial activity.
d. transmit, distribute or upload programs or material that contain malicious code, such as viruses, timebombs, cancelbots, worms, trojan horses, spyware, or other potentially harmful programs or other material or information.
- attempt to communicate with or alter mailing lists, newsletters or other such communication, as well as forge any TCP/IP packet header or part of the header information in any email or newsgroup posting for any reason.
- violate any state laws, regulations, judicial or governmental order, or violate or infringe upon any intellectual property rights, rights of publicity or privacy, or any other rights of ours or of any other person, firm or enterprise
- modify, disrupt, or impair with the use, features, functions, operation or maintenance of the website or the rights or use of the website by any other person, firm or enterprise.
- collect, compile, transmit, reproduce, alter, view or display any material or information, whether personally identifiable or not, posted by or concerning any other person, in connection with their or your use of the website, unless you have obtained the express, prior permission of such other person.

REVIEWS
Your comments, suggestions and information are important to us. Portions of this website may provide you and other users an opportunity to participate in rating services, social networks and other messaging and communication facilities and may provide you with the opportunity to submit, post, display, transmit and/or exchange information, or content, messages, the website or other users. You understand, acknowledge and agree that such reviews are the sole responsibility of the person from which such reviews originated. This means that you, the user, and not this website, are entirely responsible for the consequences of all reviews that you upload, post, email, transmit or otherwise make available via the website. Postings do not reflect the views of the website, the Parent company. Although we moderate reviews, a user is not entitled to violating these policies. In no event shall the website or its Parent company have any responsibility or liability for or in connection with any review whatsoever. Whether by our free will or from our judgment that any Review violates any of the terms of this Agreement, we reserve the right, at any time to refuse to allow you to Review, remove and delete reviews, revoke your right to use the website and use any technological, legal, operational or other means available to us to enforce the provisions of this Agreement, including, blocking specific IP addresses or deactivating your registration on the website.

FREE OF LIABILITY
You agree to hold the website the Parent Companies, and any of their officers and employees harmless from and against any and all claims, actions, losses, expenses, damages and costs, including legal fees, resulting from any breach or violation of this Agreement by you, or your Reviews.

By using this website you acknowledge that CoopRatings.com is not affiliated with Northeastern University, any other university or entity other other than its parent company The Ennovus Group, LLC.